In an investment landscape clouded by inflation, geopolitical uncertainty, and eroding trust in traditional financial institutions, gold is quietly — and powerfully — reasserting its role as a foundational asset. After posting these historic results, gold once again has the attention of investors worldwide. The question now isn’t whether gold has momentum — it’s whether you’ve positioned yourself to benefit from what may be the start of a longer-term repricing of real assets.
Let’s look at the numbers. On January 1, 2025, gold was trading at $3,744.51 CAD per ounce². By late April, it had reached $4,599.28 CAD² — a 22.8% increase in less than four months. For investors who moved early in the year, the return has been both swift and substantial. A $50,000 allocation to physical gold on January 1 would now be worth nearly $62,800 — a gain of $12,800 in under 120 days³.
But the trend didn’t begin in 2025. Gold spent much of 2024 quietly outperforming expectations, climbing from approximately $2,733 CAD in January¹ to $3,744 CAD by year-end² — a 37.1% annual gain in what many considered a “sideways” market year. That same $50,000 invested in gold in January 2024 would now be worth over $83,900 — delivering more than 67% growth in just 16 months⁴. This is not a speculative cryptocurrency rally or a penny stock pump. This is physical gold — tangible, tax-advantaged, and fully ownable within registered Canadian accounts like RRSPs, TFSAs, and LIRAs.
At the institutional level, central banks around the world — particularly those in the BRICS+ nations — have been accumulating gold at record pace. According to the World Gold Council, central bank gold purchases hit multi-decade highs in 2023 and show no signs of slowing⁵. These are not speculative buys; they are sovereign risk mitigation strategies in a world increasingly fractured by currency wars, sanctions, and trade realignments.
On the retail side, investors are rediscovering what gold has always offered: protection. Not just from inflation — though that remains a key driver — but from systemic fragility. The banking system is still absorbing the shocks of a multi-year tightening cycle. Government deficits are ballooning. And the trust in fiat currency itself is being quietly eroded by endless emergency measures, quantitative easing hangovers, and fractured global alliances. In this context, gold doesn’t need to be exciting. It just needs to be there — consistent, unchanging, and liquid.
Analysts remain notably bullish. Goldman Sachs recently raised its year-end 2025 gold forecast to $3,700 USD per ounce⁶, citing continued central bank accumulation, geopolitical instability, and long-term macro uncertainty. J.P. Morgan has gone further, projecting an average of $3,675 in Q4 2025 and suggesting gold could break $4,000 by Q2 2026 if current trends hold⁷. These are not fringe voices — they represent the consensus of some of the largest institutional players in global markets.
But perhaps most critically for Canadian investors, gold can now be held directly within registered accounts. This is a relatively recent but powerful development. Physical gold — not ETFs, not mining stocks, but real, investment-grade bullion — can be held within an RRSP, TFSA, or LIRA, as long as it meets CRA eligibility requirements. This unlocks the opportunity to combine the long-term security of hard assets with the tax-sheltered growth Canadians expect from their retirement plans.
At Your Gold Coach, we work with investors across Canada to help them execute this strategy with clarity and confidence. We help you identify compliant gold products, negotiate institutional pricing and FX rates, and ensure your holdings are stored securely in Canadian vaults under your legal ownership. There are no service fees — we’re compensated by the supplier — and every step is transparent.
If your goal is to make a quick buck, perhaps. But if your goal is to protect purchasing power, hedge against long-term volatility, and position your portfolio for a more uncertain global economy, then gold’s recent rise may not be the end of the story — it may be the beginning of a larger structural shift. In an era when trust is eroding, gold remains one of the few assets that requires none.
End Notes
At YourGoldCoach, we specialize in coaching people on the various ways to own physical gold and silver. Doing it on your own can be daunting – doing it with us is easy. We will coach you through how to do it, based on your goals and your objectives.
